Know How to Tell the Difference Between Premises and Property Liability

If you have recently purchased a product that was defective and you were injured as a result, you may be due monetary compensation. If you live in the San Diego area and have recently been injured by faulty merchandise, seek legal advice at once. A San Diego product liability attorney can lay out the law for you in simple terms and determine where your situation fits.

Negligent suppliers and shoddy production can lead to a plethora of injuries for you, the consumer. Broken bones, cracked teeth, ruptured corneas and ulceration colitis are some of the common afflictions that the public have suffered. Trusting that what you see is what you get, you take a leap of blind faith as a buyer. No matter what product or service you have purchased, there may be a not so trustworthy character on the other end. Even when we err on the side of caution, we can protect ourselves 100% of the time.

Product liability laws are there for the consumer’s protection, and they state that a company’s failure to fulfill their promise will result in compensation, fines, and sometimes a “re-call” of the dangerous product. Contact a San Diego attorney straight away if you have suffered due to a company’s negligence, as there is a time limit on how long you can wait to claim after the incident.

Another type of liability is an important one that you might have heard about before. It’s called premises liability. Say a person is walking down a city sidewalk and trips over a gaping hole in the cement. They might have a justified cause to sue the city for not maintaining the sidewalks as they should have been, or for posting a sign cautioning pedestrians of the hazard. Premises liability is basically possible with any property that is neglected to the point that an object on the property or the property itself becomes dangerous to people.

Premise liability law covers those who are visiting a location and sustain injury. If you believe you were victimized by someone else carelessness at their business or home, call your San Diego liability attorney and ask about covered claims. You can get back on your feet and back in the game quicker with your liability attorney at your side.

What You Can Learn From My Summer Vacation

‘Remember in our youth the standard return-to-school “What I Did on My Summer Vacation” essay? This summer has given me several lessons that have value for you today.

The story begins with a local police officer knocking on my door at 9:00 one night, asking me about my brother, Billy. Of course, you know what happens next–I find out that Billy died in a motorcycle accident a few hours earlier. He was 57, divorced, with no children. He was a floor layer, a regular ordinary guy. Like you and your team members.

First lesson: we are in a business of relationships. Don’t let corporate purchasing and hard bid tactics make you forget this. While price is part of the purchase consideration, the quality of your work and the relationships you foster with your clients, customers, and co-workers are paramount. I first realized this as word about Billy spread through the grapevine and I received numerous calls, emails, and cards of condolence from across the country. These were unexpected and much appreciated.

I saw it again at his wake. Having worked his trade in the New York area for over 30 years, my brother was well-known. On that Memorial Day weekend, we were visited by many of his associates. Not just tile guys, but the Foreman from the Laborers, and a superintendent from a General Contractor, to name a few. There were even guys who had worked with our father in the business-and some even remembered when I had helped out on a few jobs, way back when! Connections between people-that’s what it’s about.

Next lesson: how is your health? Construction is hard work, yeah. But it isn’t a substitute for quality exercise and eating. Billy wasn’t in bad shape, but he wasn’t in good shape, either. He loved to eat; cooking was his hobby. He didn’t exercise. And he had coronary artery disease. In fact, he may have had a health crisis that triggered the crash. We don’t know for sure. But we do know that he was not taking care of himself and now, he’s gone. Are you taking care of yourself? (If not for yourself, then for those who love you.)

“Divorced with no kids” sounds like an easy estate to deal with, right? Well, it would be if

  1. there had been a will (there wasn’t)
  2. there had been up-to-date beneficiaries on his life insurance policy (his ex-wife is still listed, although that wasn’t his wish; he just “never got around to” changing beneficiaries even though they’d been divorced for several years), and
  3. all his records had been kept in one place (not even close).

Looking through files and folders is never easy, but having to weed through pay stubs from 1986 makes the process even harder. I realized that my finances and directives are in a similar state of disorganization. I am currently creating what I call the Red Envelope, where all of that information is being placed to make the process easier for whoever needs to deal with it. We need to do this for the benefit of those around us. If you are a business owner or the head of a household, this becomes even more important.

By now, you may be fed up with my personal ramblings. But remember what my brother did for a living. He was a regular guy, he was just like you and the guys who work for you and with you. I am hoping you can learn from him so your team is better off.

Home Theatre Design Basics

If you have an extra room in the house or have a special area in the basement you are not using, you may want to consider using the space for a home theater setup. Having a home theater can be expensive but overtime you will see the savings you are getting by being able to watch your favorite movie without having to go to a movie theater. This alone can save you a hundred dollars or so each month.

Before you do your this there is one important thing that you need to do. You need to decide where to place the screen, which could be in the corner of the room, against one wall, or even in the center of the room. It all depends on how large the area is and how many seats you have in the room. You should also make sure that the wires are hidden to avoid anyone tripping over them. For snacks and drinks you could have a small refrigerator and microwave in the room.

Here are some other basics you need to consider when doing a home theater design.

Seating arrangement

This is a very important aspect of the design because they can change the complete style and look of the room along with where the screen will be placed. For the seats you can choose individual chairs, sofas, or a combination of both. Where you place them also matters because you can have seats or sofas that are against the wall or you can also have chairs that recline.

Quality of sound

With your home theater setup you need to check the sound quality or sound system you will be using. The speakers are what makes the difference when listening to the movie. If you want a good quality sound make sure that your acoustics are fixed into place. You cannot enjoy the movie if you have poor sound quality. Make sure that you have good quality speakers. One thing that works well with a home theater is using a surround sound system. This type of system can make you feel as if you are in the middle of the action.

Lighting

This is an integral part of the home theater design. It is better if you opt for dimmed light and while watching the movie you could switch off some of the lights to enhance the colors of the movie. If the lights are off you will be able to see even the minutest details. The room should also not have many windows because the light can penetrate through the windows which can take away from the movie. This is why a basement area makes a good place for a home theater setup.

Bring Your App Business on the Right Track

Every entrepreneur seeks to know the secret recipe for success. What strategies are made to increase the conversion rate? What are the exciting ideas that can be implemented to make the company grow? It is super strategies that create opportunities for a company. There are always some brand new ideas that you can implement to grow your business. However, not all the existing tricks will give your business a boost. It is only when the right strategies are followed at the right time and the right place that you end up having a revenue-generating business.

If you have an app business, here are 5 strategies you can follow to make sure that your business climbs the ladder of success. Let’s take a closer look:

1. Know the Purpose

To start with, in your mobile app business, it is vital to know the purpose behind the creation of an app and the audience for whom the app is created. The advantages and the true value of the app shall not be confined to the number of features it has and rather on how the user experience is. One of the most significant factors in creating compelling apps is close collaboration among developers, the quality analysis team, and designers.

2. All About Planning

It is the business plans that earn you profits. Only with clear objectives can you come up with the most suitable solutions required by customers. When it comes to creating successful apps, it definitely requires sharp focus. The complexity of a mobile app can be huge but fundamentally, an app must be designed by having an understanding of the real world. Moreover, to come up with engaging apps, it is also important to identify the exact expectations of users. So you see that accurate planning is vital for creating successful apps.

3. Choose Your Platforms Wisely

A significant part of sales depends on how you reach out to your target audience and you basically have to connect with them in the best way possible. Unlike websites, mobile applications are designed for various platforms. These days, there are multiple devices and multiple vendors. For instance, most smartphone users make use of iOS devices and others go for iPhones. Thus, the process of app development completely depends on how customer engagement can be carried out on different platforms.

4. Cross-Check the Intuitiveness of the App

Do you think that the app that you design will help in making your client’s life easier and happier? Once you design an instinctive app, it can end up giving an amazing experience to its users. Apart from integrating notable UX designs and streamlined functions, it is equally important to check whether an app is responsive enough and provides suitable performance to cater to the needs of the user. Also, ensure that the app is free from bugs.

5. Promote Your App

Promotion plays an integral role in boosting your app business. One of the most significant factors behind the popularity of an app is the way it is promoted. Adequate promotion of an app through reviews, ratings, video teasers, recordings, and social media posts helps to create a buzz among the target audience.

When it comes to the app business, the competition is stiff and if you fail to follow the right strategies, you may end up causing your app to lose its visibility among an extensive range of audience. So, follow the sure-shot strategies stated above and ensure the success of your app.

Why Should Health Care Be Given High Priority?

Now-a-days people are facing various health problems due to the inappropriate health care taken in their hectic and busy life. This calls for a need to provide appropriate healthcare for everyone. An average American is not able to afford the skyrocketing hospital charges and the amount spent on health care is much higher than any other expenses.

Studies reveal that the expenditure on health care in 2002 reached to a whopping $1.6 trillion. This doesn’t mean that people have a lot of money to spend on health care but this gives a picture of the percentage of amount being spent from their income towards the medical expenses. In general, one can say that ‘medical bills just keep eating people’s money away’. This condition would really hurt the people’s mind-set which might result in dire consequences.

The only solution for this situation is to make health care affordable. Many companies voluntarily are working to solve this issue in their own ways. One such company which is majorly focusing on providing affordable health care is Ameriplan. As a part of this initiative, Ameriplan has started discount plans which help every individual save up to 80% of the medical expenses. Ameriplan discount plans provide services such as dental care, vision care, and chiropractic care and prescription drugs at a lowest cost ranging from $19.95 a month that covers whole family. Many more benefits are said to be provided by Ameriplan which aim at reducing the costs incurred towards health care. One thing to be remembered is that Ameriplan discount plans are not insurance, in fact they are much more than insurance.

7 Things to Consider When Buying a Cell Phone

Nowadays, it would not be wrong to say that we can’t live without smartphones. Actually, we use them for browsing the web, saving our data on the cloud servers, taking pictures and communicating with our loved ones. Since the market is teaming with a huge variety of cell phones, it’s harder to choose the right one. Given below are a few things that may help you to opt for the best phone to suit your needs.

Build quality

The durability of s phone depends upon its build quality. Today, the whole smartphone market offers two kinds of builds: plastic and metal. You can also find some brands that feature glass-coated panels. They are limited, though. If you drop your phone often, we suggest that you opt for a plastic or metal based handset.

Display

Based on the way you use your smartphone, you should choose the right size and display resolution. For instance, if you spend most your time streaming videos or downloading movies, we suggest that you choose a phone with a display between 5.5 inches and 6 inches. The resolution should be Q HD or full HD. Please note that the phones with screens bigger than 6 inches are bulky.

Processor

Each device has its own processing power based on a lot of factors like bloatware, UI, and OS version, to name a few. For heavy users who need to edit documents, images and videos, a smartphone with Snapdragon 820/821 or 652 may be a great choice.

Camera

Generally, people think that a smartphone featuring a higher MP camera is a good one for taking photos. Actually, the quality of pictures is not based on the MP of a camera. It depends upon a lot of other factors like auto-focus, pixel size, ISO levels, and camera aperture, just to name a few. In other words, a camera with 16MB may not be better than one with a 12MP camera.

Battery

Based on the way you use your phone, the battery will last longer. For instance, if you use your phone to play games or stream HD videos, we suggest that you go for a phone with a minimum of 3500mAh battery or higher. For light users, a phone with a 3000mAh battery can do.

User interface/OS version

When buying a handset, make sure you consider the OS version as well. The UI is part of the OS. Therefore, it’s a good idea to choose a device that has an easy to use OS. If you are a basic user, you may opt for a Motorola handset.

Storage

Most of the phone storage is consumed by the OS and the built-in apps. Again, this factor is important for you if you are a heavy user. Most devices of today come with a built-in storage capacity of 16GB, which is enough if you don’t need a lot of storage space.

So, these are some essential factors that you may want to take into account when buying a smartphone based on your needs.

Tips to Cut Expenses During New Home Construction

Every second earning person carries this dream of building a house in the future. For this, they start saving since very early in their life. However, sometimes, the saved money is not enough to build a dream space. At this place, they severely need an idea to cut costs during a new construction.

Cost cutting will enable the person to have an affordably built house and bear the expenses of one of the new home builders.

Let us see how to enable cost cutting in new home construction.

Prepare an early budget:

When you start planning the budget early, you have the time to include and seclude certain necessary and unnecessary things. You can add the important things like plumbing, HVAC installation, electrical work, and furniture work, and leave the unimportant things like the interior etc. for later.

Research the market and prepare the estimate:

Before you actually go to a new home builder, make sure you have researched the market for the price of materials, tools, etc. This way a builder will not be able to cheat you. Also, this way, you will be able to follow the point number 1.

Keep the design of house simple:

When you go for complex design, the price of overall projects starts increasing. Therefore, to cut the cost, keep simple design and stick to the rectangular platform. Also, avoid complicated roof-line and keep the ceiling simple.

Choose energy efficient lighting:

To invest less in energy, choose energy-efficient solutions. The list may include the appliances, HVAC system, solar lights, LEDs, etc. Also, make sure you choose star-rated products only.

Choose quality material, but at an affordable price:

Building materials are touching sky height and therefore, research for the materials and contact a good dealer. A good dealer will provide all the materials at affordable prices and thus, it will cut the overall cost of the budget.

Used materials which are recycled:

To cut the major cost of the project, you can use the recycled materials that are not only pocket-friendly but earth-friendly. The recycled products are cement composites, recycled steel, sawdust and a lot more. You can also use recycled plumbing fixtures, fireplace fixture, window lumber, etc. Although in new home construction, you would love to add first-hand items, yet what a big deal if you save and still get the best.

Start small and build tall:

In the starting, start small and build rooms which are most needed. There is no need to include guest rooms, etc. A small project will cut impeccable cost and enable you to have your dream house. Also, rather than expanding the area of the house, expand the height. The tall building will have smaller roof and foundation, thus cutting the cost of the budget.

So, these were some of the tips with which you can save the overall cost of your new home project. Also, for more ideas, consult the best home advisor.

The Health Care System is Broken – Should Big Parma Buy Hospitals?

We all know that the health-care system in the United States of America is broken and it doesn’t take a rocket scientist to figure that out. As podium pushers and politicians tell us that they will give us universal health care we all know that that is impossible. We also know that the Social Security system is running dry and we can barely afford that.

We know that there are all kinds of lobbyists from the health-care industry in Washington, DC trying to keep it going and keep the government paying for all these health services in our hospitals. The truth this is the Medicare system in the United States was originally ill-conceived and it is only gotten worse throughout the years. Today it represents a huge cost that we can no longer afford.

Indeed the health-care system is broken, but who is coming to the rescue and how come these politicians keep promising us universal health care – a scheme that would clearly bankrupt our nation? So who is going to bail out all the hospitals if the government stops footing the bill?

Maybe big Pharma and the pharmaceutical companies might buy up all the hospitals in order to make sure that those hospitals only sell their drugs? America is on drugs there is no doubt about that and the average Grandma now is probably taking 13 different medications all counter-acting each other, wow, now that is certainly quality of life.

It is incredible this crisis – maybe we should combine these two crisis – the health-care industry and big Pharma and put them together so we can manage them better as we cut off some of this excessive corporate welfare? Too hard hitting for you? So, what’s your solution then?

Halloween Edition: What Car the Reaper Ordered

You always see the strangest cars that are associated with the Reaper in the entertainment industry. Often they are old cars, rare cars and, in some instances, sports cars that the general population cannot afford. So what are some examples that could fit the profile of a Reaper?

Talbot Lago – 1937

The Talbot Lago has so many smooth sides that it looks like the kind of car that can just glide through the streets. People will make a path on the road just to let this car pass by. With such a long front, who wouldn’t mistake this car for something that belongs to a strange entity?

Rolls Royce Phantom – 1925

The body of the car looks like it’s shaped to pass through any condition. With a shark fin on the back of the car it truly does seem like the mean machine the Reaper would want to drive. Classic cars always get chosen for the strangest of tasks.

Morgan Aero 8 – 2000

It’s strange to think that this specific car is from this era. The original styles of the popular Morgans were from the Post War era. It’s known as a sports car in some regions because of the power it has. Now a collectors’ car with a rich vibe to it, it can definitely pass off as the car of the Reaper.

Rolls Royce Ghost – 2010

This may be a modern, high status car but it can make for a great version of transportation for the strange Halloween figure. Make this a black car with silver trimmings and you have an idea for what the Reaper may drive.

To decorate any of these cars to make for a sophisticated character you could use trimmings along the edges and the tyres should be silver for a bit of a glimmer on the roads. The body of the car should be black. Matte black is also a good option as it gives the impression of wealth and elegance. The wheels should have many spokes to give a noticeable effect so that a person knows when the Reaper approaches.

In the entertainment and costume world, these cars could really complete the whole profile of the Reaper character and it could give him a distinctive personality. Although, they may seem old and worthy of being stored in a collection garage, they could definitely rock the streets on the night of a Halloween party.

Back Bay Boston’s Luxury Buildings

Boston’s Back Bay is home to some of the nation’s most luxurious luxury residences. Apartment rentals in the Back Bay can go as high as $30,000/mo. The Back Bay is one of Boston (and America’s) most expensive neighborhoods to live. The Back Bay was a swamp in the 1800’s and was filled in with landfill to create a new neighborhood. Many Boston Brahmin’s (Boston’s Yankee elite of the 1800’s) built single family residences, called “brownstones”, which still exist today.

Many of these brownstones have been chopped up into luxury condos & apartments. Thousands of brownstones line the city streets. The new caliber of apartments & condos in Boston’s Back Bay is the luxury high-rise. There are multiple luxury buildings in the Back Bay. The newest of these luxury buildings is the Mandarin Oriental Hotel Residences. The Alexander, located at 755 Boylston Street is one of Boston’s nicest luxury apartment buildings. It is located above the Vox restaurant on Boylston Street, and features a concierge, elevators, and one of the most spectacular roofdecks in the Back Bay.

The Greenhouse apartments is another of the Back Bay’s luxury apartment Apartments for rent in the Mandarin Oriental start around $6,000 for a 1 bedroom, and can go as high as $25,000/mo. for a penthouse. The 360 Newbury Lofts is another popular luxury loft development, and is located at 360 Newbury Street. This 54-unit luxury loft building features a 24hr concierge, 12 ft. ceilings, video intercom systems, and amazing views. The Hynes Convention Center Green Line is literally located below 360 Newbury. One bedroom apartments in 360 Newbury usually start around $3,500. buildings, and features a 24hr doorman, state-of-the-art fitness center, rooftop pool, and incredible views. There are currently multiple new construction projects underway in the Back Bay. Condos for sale in the Mandarin Oriental start around $2.2 million, and can go well over $12.5 million.